Standard Coverages
Business Property:
- Buildings & Contents
- Special Form Coverage
- Replacement Cost Endorsement
- $250 Deductible (higher deductible available)
General Liability
- $1,000,000 Occurrence
- $2,000,000 Aggregate
- Broad Form Comprehensive General Liability Endorsement
- Employees as Additional Insures
- Product Liability
- Host Liquor Liability
- No Audit/Flat Charge
- Non-Owned Auto
Additional Coverages
- Loss of Income (12-month actual loss sustained)
- Extra Expense ($10,000 each location)
- Valuable Papers ($5,000 limit included)
- Signs ($5,000 limit included if building insured)
- Crime
- Electronic Data Processing
- Fine Arts
- Umbrella
- Commercial Automobiles
- Boiler & Machinery – Equipment Breakdown
